{"id":330,"date":"2026-07-07T17:43:35","date_gmt":"2026-07-07T09:43:35","guid":{"rendered":"https:\/\/moneybuddy.hk\/?p=330"},"modified":"2026-09-21T15:06:28","modified_gmt":"2026-09-21T07:06:28","slug":"how-much-can-your-hong-kong-sme-actually-borrow-a-guide-to-sme-loan-eligibility-limits-and-repayment-terms","status":"publish","type":"post","link":"https:\/\/moneybuddy.hk\/zh\/how-much-can-your-hong-kong-sme-actually-borrow-a-guide-to-sme-loan-eligibility-limits-and-repayment-terms\/","title":{"rendered":"How Much Can Your Hong Kong SME Actually Borrow? A Guide to SME Loan Eligibility, Limits, and Repayment Terms"},"content":{"rendered":"<div class=\"intro-answer\">\n  Most Hong Kong SMEs can borrow anywhere from a few hundred thousand to over HK$2,000,000 through an SME working capital loan, depending on their time in operation, monthly revenue, cash flow health, and existing debt obligations. Repayment terms typically run from 6 to 96 months. Because each lender applies its own criteria and pricing, the same business can receive meaningfully different offers from different institutions. The smartest starting point is comparing across the widest possible lender network before committing to any single product.\n<\/div>\n<div class=\"tldr\">\n<h3>TL;DR: Key Takeaways<\/h3>\n<ul>\n<li>SME loans in Hong Kong can reach HK$2,000,000 or more, with repayment terms from 6 to 120 months.<\/li>\n<li>Lenders weigh four main factors: time in operation, revenue, cash flow, and existing debt.<\/li>\n<li>Government-backed schemes such as the SME Financing Guarantee Scheme can extend borrowing capacity significantly beyond standard bank limits.<\/li>\n<li>Rates and limits vary across lenders, which is why comparing 30+ lenders simultaneously produces better outcomes than applying to one bank directly.<\/li>\n<li>Securing an SME loan without collateral is possible, especially through guarantee schemes and licensed finance companies.<\/li>\n<\/ul>\n<\/div>\n<p class=\"about-author\">About the Author: MoneyBuddy is a Hong Kong-based loan matching platform with over 10 years of experience helping SME owners secure financing. With more than 2,500 borrowers matched and a verified case study of a HK$2,000,000 SME loan approved for a Grade-F credit applicant after multiple bank rejections, MoneyBuddy has practical, ground-level insight into how lenders actually assess small business applications in Hong Kong.<\/p>\n<h2>What factors determine how much your SME can borrow?<\/h2>\n<p>The borrowing limit a lender assigns is not arbitrary. It is a structured risk calculation, and understanding the inputs gives you real leverage over the outcome. Four factors carry the most weight across virtually every lender in Hong Kong&#8217;s SME lending market.<\/p>\n<ul>\n<li><strong>Time in operation:<\/strong> Most lenders require at least 12 months of trading history before they will consider an application. Businesses with two or more years of accounts unlock higher limits and better pricing, because longer track records reduce lender uncertainty.<\/li>\n<li><strong>Monthly revenue and annual turnover:<\/strong> Lenders typically size loan amounts as a multiple of monthly revenue, so higher and more consistent revenue directly increases what you can borrow.<\/li>\n<li><strong>Cash flow:<\/strong> Revenue figures alone are not enough. Lenders examine whether cash actually flows through the business at the volumes claimed, often by reviewing bank statements. Businesses that hold strong bank balances relative to their liabilities are materially more attractive.<\/li>\n<li><strong>Existing debt obligations:<\/strong> A business already servicing significant loan repayments will face a lower additional borrowing limit, because lenders calculate a debt service coverage ratio to ensure new repayments remain sustainable.<\/li>\n<\/ul>\n<p>Beyond these four, industry type matters too. Lenders routinely apply tighter caps or higher rates to sectors they classify as higher risk, such as food and beverage or retail, compared to professional services or import\/export businesses.<\/p>\n<h2>What are the typical loan limits and repayment terms for Hong Kong SMEs?<\/h2>\n<p>Building on the factors above, the practical ranges most SMEs encounter through private lenders and banks are as follows.<\/p>\n<table>\n<thead>\n<tr>\n<th>Loan Type<\/th>\n<th>Typical Maximum Amount<\/th>\n<th>Repayment Period<\/th>\n<th>Collateral Required?<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>SME working capital loan (bank)<\/td>\n<td>Up to HK$2,000,000+<\/td>\n<td>6 to 96 months<\/td>\n<td>Often not required<\/td>\n<\/tr>\n<tr>\n<td>SME loan via licensed finance company<\/td>\n<td>Up to HK$2,000,000+<\/td>\n<td>6 to 96 months<\/td>\n<td>Rarely required<\/td>\n<\/tr>\n<tr>\n<td>SFGS 80% Guarantee Product<\/td>\n<td>Up to HK$18,000,000 per enterprise<\/td>\n<td>Up to 10 years <a href=\"https:\/\/aspireapp.com\/hk\/blog\/sme-funding-in-hong-kong\" target=\"_blank\" rel=\"noopener noreferrer\">[aspireapp.com]<\/a><\/td>\n<td>Partially mitigated by guarantee<\/td>\n<\/tr>\n<tr>\n<td>BUD Fund (non-loan grant)<\/td>\n<td>Up to HK$800,000 in approved funding<\/td>\n<td>Project-based<\/td>\n<td>Not applicable<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>These figures represent typical ranges, not guarantees. The actual amount any individual SME qualifies for depends on the lender&#8217;s current risk appetite and the strength of that specific application.<\/p>\n<h2>How does the SME Financing Guarantee Scheme change the picture?<\/h2>\n<p>Stepping back from private lender limits, a separate and often underused option is the government-backed SME Financing Guarantee Scheme (SFGS). For SMEs that require financing, support under the SFGS continues to be available in 2026 <a href=\"https:\/\/www.hawksford.com\/insights-and-guides\/hk-budget-2026-27-summary-businesses\" target=\"_blank\" rel=\"noopener noreferrer\">[hawksford.com]<\/a>. This is significant because the scheme allows businesses to access credit that would otherwise sit beyond their collateral capacity.<\/p>\n<ul>\n<li>The 80% Guarantee Product allows borrowing up to HK$18,000,000 per enterprise, with guarantee periods of up to 10 years <a href=\"https:\/\/aspireapp.com\/hk\/blog\/sme-funding-in-hong-kong\" target=\"_blank\" rel=\"noopener noreferrer\">[aspireapp.com]<\/a>.<\/li>\n<li>The government guarantee reduces the lender&#8217;s risk exposure, which is why limits under the scheme are substantially higher than typical unsecured SME loan products.<\/li>\n<li>The HKMA has also introduced additional measures to assist SMEs in obtaining financing from banks, supporting continuous business development <a href=\"https:\/\/www.hkma.gov.hk\/eng\/news-and-media\/press-releases\/2024\/03\/20240328-7\/\" target=\"_blank\" rel=\"noopener noreferrer\">[hkma.gov.hk]<\/a>.<\/li>\n<\/ul>\n<p>The key distinction is that government guarantee schemes do not replace private SME loans. They complement them, particularly for businesses that need larger amounts or those without hard assets to pledge as security.<\/p>\n<h2>What are the standard SME loan requirements in Hong Kong?<\/h2>\n<p>Small business loan eligibility across most lenders in Hong Kong converges around a common baseline, though individual lenders add their own criteria on top.<\/p>\n<ul>\n<li>Business registered in Hong Kong<\/li>\n<li>Minimum 12 months of operation (some lenders require 24 months for higher limits)<\/li>\n<li>Valid Business Registration Certificate<\/li>\n<li>Recent bank statements (typically 3 to 6 months)<\/li>\n<li>Latest audited or management accounts<\/li>\n<li>Personal identification and proof of address for the director(s) or guarantor(s)<\/li>\n<\/ul>\n<p>One nuance that surprises many applicants is the role of the director&#8217;s personal credit profile. Even for a business loan, many lenders in Hong Kong run a credit check on the primary director. A director with a weaker personal credit profile can restrict the business&#8217;s borrowing options, though specialist lenders within broader networks do accommodate these situations.<\/p>\n<h2>Can you get an SME loan without collateral?<\/h2>\n<p>A related but distinct question is whether an SME loan without collateral is genuinely accessible, or whether the unsecured label is largely theoretical. The honest answer is: it depends heavily on which lender you approach.<\/p>\n<ul>\n<li>Tier-1 banks will typically require collateral or a director&#8217;s personal guarantee for larger loan amounts, even if the product is technically &#8220;unsecured.&#8221;<\/li>\n<li>Licensed finance companies and specialist SME lenders within a comparison network are generally more flexible, approving unsecured facilities based primarily on cash flow evidence rather than pledged assets.<\/li>\n<li>Government guarantee schemes reduce the collateral burden by having the government absorb a portion of the lender&#8217;s risk <a href=\"https:\/\/aspireapp.com\/hk\/blog\/sme-funding-in-hong-kong\" target=\"_blank\" rel=\"noopener noreferrer\">[aspireapp.com]<\/a>.<\/li>\n<\/ul>\n<p>This is one of the clearest reasons why applying to a single bank first is a suboptimal strategy. The same application that fails at one institution on collateral grounds may succeed through a different lender channel.<\/p>\n<h2>Why does the SME loan interest rate vary so much across lenders?<\/h2>\n<p>The SME loan interest rate is not a market-wide fixed figure. It reflects the individual lender&#8217;s cost of funds, risk assessment of the specific business, loan tenure, and current commercial priorities. A business that represents a standard risk to one lender may fall into a premium pricing bracket at another simply because of how each institution weights industry sector or cash flow patterns.<\/p>\n<p>Across MoneyBuddy&#8217;s network of 30+ lenders, including 15+ tier-1 banks, virtual banks, and specialist SME lenders, rates vary meaningfully. The practical implication is that comparing multiple offers before accepting any one of them is not just good practice. For most SMEs, it is the single most effective way to reduce the total cost of borrowing.<\/p>\n<h2>Frequently Asked Questions<\/h2>\n<div class=\"faq-item\">\n<p class=\"faq-q\">How long does it take to get an SME loan approved in Hong Kong?<\/p>\n<p>Approval timelines vary from a few business days at finance companies to several weeks at banks, particularly those processing applications under government guarantee schemes. Having all documentation ready in advance is the most reliable way to accelerate the process.<\/p>\n<\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Can a startup with less than 12 months of operation apply for a business loan?<\/p>\n<p>Most traditional lenders require at least 12 months of trading history. Startups under this threshold have very limited options with conventional SME loan products and may need to explore personal loans or director-backed financing in the interim.<\/p>\n<\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Does applying to multiple lenders hurt my credit score?<\/p>\n<p>Hard credit enquiries from multiple lenders can negatively affect a credit score if done individually. A comparison platform that uses soft credit checks during the matching stage avoids this issue, allowing you to see your options without any impact on your credit profile.<\/p>\n<\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Is the SME Financing Guarantee Scheme still active in 2026?<\/p>\n<p>Yes. The 2026-27 Budget confirmed that support under the SME Financing Guarantee Scheme will continue in 2026 <a href=\"https:\/\/www.hawksford.com\/insights-and-guides\/hk-budget-2026-27-summary-businesses\" target=\"_blank\" rel=\"noopener noreferrer\">[hawksford.com]<\/a>.<\/p>\n<\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">What is the maximum repayment period for an SME loan in Hong Kong?<\/p>\n<p>Through private lenders, repayment periods typically extend up to 96 months (8 years). Under government guarantee schemes, periods can reach up to 10 years depending on the product <a href=\"https:\/\/aspireapp.com\/hk\/blog\/sme-funding-in-hong-kong\" target=\"_blank\" rel=\"noopener noreferrer\">[aspireapp.com]<\/a>.<\/p>\n<\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">Can I get an SME loan if my business has been rejected by a bank before?<\/p>\n<p>Yes. Bank rejection does not mean universal ineligibility. Licensed finance companies and specialist lenders within a broader network assess applications differently. In verified cases, SME loans of up to HK$2,000,000 have been approved for applicants after multiple bank rejections, following credit-repair coaching and proper lender matching.<\/p>\n<\/div>\n<div class=\"faq-item\">\n<p class=\"faq-q\">What is the BUD Fund and is it the same as an SME loan?<\/p>\n<p>No. The BUD Fund is a government grant programme, not a loan. Total approved and ongoing BUD funding across all your projects cannot exceed HK$800,000. It is designed for business development and digitalisation activities, not general working capital.<\/p>\n<\/div>\n<div class=\"about-mb\">\n<h3>About MoneyBuddy<\/h3>\n<p>MoneyBuddy is a free, independent loan matching platform based in Hong Kong, operating under Thunder Financial Holding Limited with over 10 years of experience in the market. The platform compares SME loan offers from 30+ lenders, including 15+ tier-1 banks, virtual banks, and specialist SME lenders, through a single 2-minute enquiry that uses only a soft credit check, preserving your credit score throughout the process. MoneyBuddy&#8217;s consultants operate on fixed salaries with no commission incentives, so every recommendation is based entirely on what works best for your business profile. With more than 2,500 borrowers matched and a verified track record of securing financing for non-prime and previously rejected applicants, MoneyBuddy is built for SME owners who want clarity, speed, and genuinely unbiased advice on their financing options.<\/p>\n<\/div>\n<div class=\"cta-box\">\n<p style=\"font-size:1.1em; font-weight:bold; margin-top:0;\">Ready to find out how much your SME can actually borrow?<\/p>\n<p>Use MoneyBuddy&#8217;s free repayment calculator and submit a single 2-minute enquiry to compare live offers from 30+ lenders, at no cost and with no impact on your credit score.<\/p>\n<p><a href=\"https:\/\/www.moneybuddy.hk\">Get your free SME loan comparison at MoneyBuddy<\/a><\/p>\n<\/div>\n<h2>References<\/h2>\n<ol>\n<li><a href=\"https:\/\/www.fundfluent.io\/resources\/bud-fund-hong-kong-guide\" target=\"_blank\" rel=\"noopener noreferrer\">BUD Fund Hong Kong: Eligibility, Funding Limits &amp; Step-by-Step Application Guide<\/a> (fundfluent.io)<\/li>\n<li><a href=\"https:\/\/aspireapp.com\/hk\/blog\/sme-funding-in-hong-kong\" target=\"_blank\" rel=\"noopener noreferrer\">Exploring 5 popular SME funding programmes in Hong Kong &#8211; Aspire Hong Kong<\/a> (aspireapp.com)<\/li>\n<li><a href=\"https:\/\/www.hkma.gov.hk\/eng\/news-and-media\/press-releases\/2024\/03\/20240328-7\/\" target=\"_blank\" rel=\"noopener noreferrer\">Hong Kong Monetary Authority &#8211; HKMA introduces 9 measures to support SMEs<\/a> (hkma.gov.hk)<\/li>\n<li><a href=\"https:\/\/www.hawksford.com\/insights-and-guides\/hk-budget-2026-27-summary-businesses\" target=\"_blank\" rel=\"noopener noreferrer\">Hong Kong Budget 2026-27: business takeaways<\/a> (hawksford.com)<\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"<p>About the Author: MoneyBuddy is a Hong Kong-based loan matching platform with over 10 years of experience helping SME owners secure financing. With more than 2,500 borrowers matched and a verified case study of a HK$2,000,000 SME loan approved for a Grade-F credit applicant<\/p>","protected":false},"author":280825434,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_wpcom_ai_launchpad_first_post":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[1],"tags":[],"class_list":["post-330","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"acf":[],"jetpack_publicize_connections":[],"jetpack_likes_enabled":true,"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/phfO63-5k","jetpack-related-posts":[{"id":684,"url":"https:\/\/moneybuddy.hk\/zh\/revolving-credit-facility-vs-term-loan-for-hong-kong-smes-comparing-the-cash-flow-fit\/","url_meta":{"origin":330,"position":0},"title":"Revolving Credit Facility vs Term Loan for Hong Kong SMEs: Comparing the Cash Flow Fit","author":"ryan.wan","date":"29 9 \u6708, 2026","format":false,"excerpt":"A revolving credit facility lets a Hong Kong SME borrow, repay, and re-borrow up to an approved limit as needed, which makes it suited to short, recurring cash flow gaps. A term loan disburses a fixed amount upfront with a set repayment schedule, which makes it suited to a","rel":"","context":"\u985e\u4f3c\u6587\u7ae0","block_context":{"text":"\u985e\u4f3c\u6587\u7ae0","link":""},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":329,"url":"https:\/\/moneybuddy.hk\/zh\/sme-loans-in-hong-kong-2026-how-to-compare-working-capital-equipment-and-expansion-financing-across-30-lenders\/","url_meta":{"origin":330,"position":1},"title":"SME Loans in Hong Kong 2026: How to Compare Working Capital, Equipment, and Expansion Financing Across 30+ Lenders","author":"MoneyBuddy","date":"7 7 \u6708, 2026","format":false,"excerpt":"Finding the right SME loan in Hong Kong is less about knowing which bank has the lowest headline rate and more about knowing which lender will approve your specific business profile at the best possible terms.","rel":"","context":"\u985e\u4f3c\u6587\u7ae0","block_context":{"text":"\u985e\u4f3c\u6587\u7ae0","link":""},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":512,"url":"https:\/\/moneybuddy.hk\/zh\/hong-kong-sme-loan-amortization-explained-how-longer-repayment-terms-change-your-monthly-cash-flow-and-total-interest\/","url_meta":{"origin":330,"position":2},"title":"Hong Kong SME Loan Amortization Explained: How Longer Repayment Terms Change Your Monthly Cash Flow and Total Interest","author":"ryan.wan","date":"7 9 \u6708, 2026","format":false,"excerpt":"Stretching an SME loan from 36 months to 96 months can cut a monthly instalment by more than half, but it will also increase the total interest paid over the life of the loan, often substantially.","rel":"","context":"\u985e\u4f3c\u6587\u7ae0","block_context":{"text":"\u985e\u4f3c\u6587\u7ae0","link":""},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":271,"url":"https:\/\/moneybuddy.hk\/zh\/from-rejection-to-approval-how-hong-kong-small-businesses-secure-financing-after-being-turned-down-by-banks\/","url_meta":{"origin":330,"position":3},"title":"From Rejection to Approval: How Hong Kong Small Businesses Secure Financing After Being Turned Down by Banks","author":"MoneyBuddy","date":"2 7 \u6708, 2026","format":false,"excerpt":"MoneyBuddy is a Hong Kong-based loan matching platform helping SMEs, self-employed individuals, and non-prime borrowers navigate the local lending landscape. Operating under Thunder Financial Holding Limited, MoneyBuddy has matched more than 2,500 borrowers across personal, SME,","rel":"","context":"\u985e\u4f3c\u6587\u7ae0","block_context":{"text":"\u985e\u4f3c\u6587\u7ae0","link":""},"img":{"alt_text":"From Rejection to Approval: How Hong Kong Small Businesses Secure Financing After Being Turned Down by Banks","src":"https:\/\/i0.wp.com\/moneybuddy.hk\/wp-content\/uploads\/2026\/07\/from-rejection-to-approval-how-hong-kong-small-businesses-secure-financing-after.jpg?fit=1200%2C670&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/moneybuddy.hk\/wp-content\/uploads\/2026\/07\/from-rejection-to-approval-how-hong-kong-small-businesses-secure-financing-after.jpg?fit=1200%2C670&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/moneybuddy.hk\/wp-content\/uploads\/2026\/07\/from-rejection-to-approval-how-hong-kong-small-businesses-secure-financing-after.jpg?fit=1200%2C670&ssl=1&resize=525%2C300 1.5x, https:\/\/i0.wp.com\/moneybuddy.hk\/wp-content\/uploads\/2026\/07\/from-rejection-to-approval-how-hong-kong-small-businesses-secure-financing-after.jpg?fit=1200%2C670&ssl=1&resize=700%2C400 2x, https:\/\/i0.wp.com\/moneybuddy.hk\/wp-content\/uploads\/2026\/07\/from-rejection-to-approval-how-hong-kong-small-businesses-secure-financing-after.jpg?fit=1200%2C670&ssl=1&resize=1050%2C600 3x"},"classes":[]},{"id":463,"url":"https:\/\/moneybuddy.hk\/zh\/how-hong-kong-smes-can-use-revenue-based-financing-instead-of-traditional-term-loans-in-2026\/","url_meta":{"origin":330,"position":4},"title":"How Hong Kong SMEs Can Use Revenue-Based Financing Instead of Traditional Term Loans in 2026","author":"ryan.wan","date":"14 8 \u6708, 2026","format":false,"excerpt":"Revenue-based financing (RBF) lets a Hong Kong SME raise working capital by selling a slice of its future sales rather than borrowing against a fixed repayment schedule. Instead of a bank-style monthly instalment, the provider takes a fixed percentage of daily or weekly revenue","rel":"","context":"\u985e\u4f3c\u6587\u7ae0","block_context":{"text":"\u985e\u4f3c\u6587\u7ae0","link":""},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":358,"url":"https:\/\/moneybuddy.hk\/zh\/hong-kong-sme-cash-flow-crisis-when-to-use-a-business-loan-vs-invoice-financing-vs-overdraft-facility\/","url_meta":{"origin":330,"position":5},"title":"Hong Kong SME Cash Flow Crisis: When to Use a Business Loan vs Invoice Financing vs Overdraft Facility","author":"ryan.wan","date":"14 7 \u6708, 2026","format":false,"excerpt":"Cash flow is the single most common operational stress point for Hong Kong's SMEs, and it stems from a structural imbalance rather than poor management. Large corporations can absorb a delayed payment from a customer across a portfolio of hundreds of receivables.","rel":"","context":"\u985e\u4f3c\u6587\u7ae0","block_context":{"text":"\u985e\u4f3c\u6587\u7ae0","link":""},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/moneybuddy.hk\/zh\/wp-json\/wp\/v2\/posts\/330","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moneybuddy.hk\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneybuddy.hk\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moneybuddy.hk\/zh\/wp-json\/wp\/v2\/users\/280825434"}],"replies":[{"embeddable":true,"href":"https:\/\/moneybuddy.hk\/zh\/wp-json\/wp\/v2\/comments?post=330"}],"version-history":[{"count":3,"href":"https:\/\/moneybuddy.hk\/zh\/wp-json\/wp\/v2\/posts\/330\/revisions"}],"predecessor-version":[{"id":640,"href":"https:\/\/moneybuddy.hk\/zh\/wp-json\/wp\/v2\/posts\/330\/revisions\/640"}],"wp:attachment":[{"href":"https:\/\/moneybuddy.hk\/zh\/wp-json\/wp\/v2\/media?parent=330"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneybuddy.hk\/zh\/wp-json\/wp\/v2\/categories?post=330"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneybuddy.hk\/zh\/wp-json\/wp\/v2\/tags?post=330"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}